1Y returns
-2.82%
cat 0.08%3Y CAGR
—
cat 13.60%5Y CAGR
—
cat 12.55%Std deviation 3Y
—
cat 15.61%In plain English
NJ Flexi Cap Fund is a Flexi Cap scheme from NJ. The portfolio is ~99% in equities. Within equity, ~61% sits in large-cap stocks, 18% in mid-cap, and 18% in small-cap. Worst historical drawdown: -27% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 5 years.
Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.
NAV history
Showing Direct · Growth · INF0J8L01156
NAV (Direct-Growth)
₹13.5300
Last 1Y
-2.80%
Drawdown stories
The crashes you should know about — and how long the fund took to recover.
Mar 2026 — ongoing
-26.7%Peak ₹16.42 on 3 Sept 2024 → trough ₹12.03 on 30 Mar 2026 (19 months down).
Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.
Honesty score
A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.
Honesty score
4 / 5
Solid scheme on the dimensions we check. No red flags.
Expense ratio
0.49% — well below typical 1% for equity.
AUM size
₹2.6K Cr.
Sector concentration
Top 3 sectors = 60.5% — fairly concentrated.
Performance
Returns for various periods, with category average and peer rank.
Portfolio composition
Asset allocation
- Equity99.01%
- Cash0.99%
By market cap
- Large cap60.69%
- Mid cap17.89%
- Small cap17.94%
- Others3.48%
Concentration
Holdings
55
Avg market cap
₹1.14 L Cr
Top 10 stocks
39.41%
Top 5 stocks
20.78%
Top 3 sectors
60.55%
Top holdings
Top 15 positions by weight, latest disclosure.
- 1—5.41%
Marico Ltd
- 2—5.25%
Eicher Motors Ltd
- 3—4.64%
Britannia Industries Ltd
- 1—4.42%
Marico Ltd
- 4—4.31%
Muthoot Finance Ltd
- 5—4.25%
Great Eastern Shipping Co Ltd
- 2—4.23%
Eicher Motors Ltd
- 6—4.19%
Bosch Ltd
- 3—4.11%
Britannia Industries Ltd
- 4—4.05%
Bosch Ltd
- 5—3.97%
Dr. Lal PathLabs Ltd
- 6—3.96%
ICICI Bank Ltd
- 7—3.79%
Cipla Ltd
- 8—3.69%
Torrent Pharmaceuticals Ltd
- 9—3.67%
ITC Ltd
Fundamentals (vs category)
Portfolio-weighted ratios, compared with the category average.
- P/E ratio26.1925.08+1.11
- P/B ratio4.483.59+0.89
- Price / Sales3.933.18+0.75
- Price / Cash Flow20.4318.36+2.07
- Dividend yield1.89%1.18%+0.71
- Return on equity (ROE)26.26%18.19%+8.07
Risk metrics
Standard deviation, Sharpe, Sortino, Beta — all vs category average.
- 13.20——17.4815.6114.58
Standard deviation
Volatility — lower means steadier returns.
- -0.61——-0.290.480.48
Sharpe ratio
Risk-adjusted return — higher is better.
- -0.77——-0.370.720.74
Sortino ratio
Like Sharpe but only counts downside volatility.
- 0.79——0.960.960.93
Beta
1 = moves with the market. <1 = less volatile.
Peers in Flexi Cap
Other schemes in the same SEBI category, ranked by AUM.
- ₹1.41 L Cr+3.07%+18.12%0.53%
Parag Parikh Flexi Cap Fund
PPFAS
- ₹1.41 L Cr-2.57%+14.83%0.53%
Parag Parikh Flexi Cap Fund
PPFAS
- ₹1.02 L Cr+4.34%+20.37%0.68%
HDFC Flexi Cap Fund
HDFC
- ₹1.02 L Cr+1.49%+17.89%0.68%
HDFC Flexi Cap Fund
HDFC
- ₹54.8K Cr+7.95%+16.88%0.59%
Kotak Flexicap Fund
Kotak Mahindra
- ₹54.8K Cr-0.35%+14.62%0.59%
Kotak Flexicap Fund
Kotak Mahindra
- ₹26.0K Cr+9.31%+18.86%0.72%
Aditya Birla Sun Life Flexi Cap Fund
Aditya Birla Sun Life
- ₹26.0K Cr+4.66%+16.42%0.72%
Aditya Birla Sun Life Flexi Cap Fund
Aditya Birla Sun Life
Available plans & options
Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.
NEW
See your SIP through Indian market history
Pick a fund and a start year — get a 60-second cinematic replay of every crash, boom, and headline with your money in it. Real NAV data, no “assumed 12%” lies.
Try Wealth Time MachineAI · Free
Find what's really inside your funds
Upload your CAS PDF — get instant stock concentration, hidden fund overlap, sector risk, and 3 specific actions, written by AI in plain English.
Run Portfolio X-Ray