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NJ

NJ Flexi Cap Fund

Flexi CapEquityVery High risk Rank 42 of 47

NAV · Direct-Growth

₹13.88-0.02-0.14%

As of 18 Aug 2026 · AMFI

NAV growth-0.5%
Aug ’25Aug ’26
Arthkar verdictMixed picture

Returns

Lags category

0 of 1 periods ahead

Cost

Average

0.49% vs NaN% peers

Consistency

Steady

positive in 2 of 3 years

Trails its Flexi Cap category on 1Y.

1Y return

-0.5%

-6.4 vs cat

3Y CAGR

5Y CAGR

AUM

₹2.6K Cr

fund size

Expense

0.49%

direct plan

Volatility 3Y

3Y std dev

In plain English

NJ Flexi Cap Fund is a Flexi Cap scheme from NJ. The portfolio is ~99% in equities. Within equity, ~61% sits in large-cap stocks, 18% in mid-cap, and 18% in small-cap. Worst historical drawdown: -27% in Mar 2026 — ongoing. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF0J8L01156

NAV (Direct-Growth)

₹13.8800

Last 1Y

-0.50%

Aug 25Min ₹12.03 · Max ₹14.31 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2026 — ongoing

-26.7%

Peak ₹16.42 on 3 Sept 2024 → trough ₹12.03 on 30 Mar 2026 (19 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

4

Honesty score

4 / 5

Solid scheme on the dimensions we check. No red flags.

  • Expense ratio

    0.49% — well below typical 1% for equity.

  • AUM size

    ₹2.6K Cr.

  • Sector concentration

    Top 3 sectors = 60.5% — fairly concentrated.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

PeriodReturnsCategory avgRank
1W-0.86%-0.42%47/ 52
1M+2.21%+2.26%25/ 52
3M+4.83%+7.98%41/ 52
6M+1.76%+3.60%31/ 50
YTD+0.14%+3.03%34/ 50
1Y-0.50%+5.92%42/ 47
2Y-6.12%+3.53%43/ 44

Portfolio composition

Asset allocation

  • Equity99.01%
  • Cash0.99%

By market cap

  • Large cap60.69%
  • Mid cap17.89%
  • Small cap17.94%
  • Others3.48%

Concentration

Holdings

55

Avg market cap

₹1.14 L Cr

Top 10 stocks

39.41%

Top 5 stocks

20.78%

Top 3 sectors

60.55%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight
  • 1

    Marico Ltd

    5.41%
  • 2

    Eicher Motors Ltd

    5.25%
  • 3

    Britannia Industries Ltd

    4.64%
  • 1

    Marico Ltd

    4.42%
  • 4

    Muthoot Finance Ltd

    4.31%
  • 5

    Great Eastern Shipping Co Ltd

    4.25%
  • 2

    Eicher Motors Ltd

    4.23%
  • 6

    Bosch Ltd

    4.19%
  • 3

    Britannia Industries Ltd

    4.11%
  • 4

    Bosch Ltd

    4.05%
  • 5

    Dr. Lal PathLabs Ltd

    3.97%
  • 6

    ICICI Bank Ltd

    3.96%
  • 7

    Cipla Ltd

    3.79%
  • 8

    Torrent Pharmaceuticals Ltd

    3.69%
  • 9

    ITC Ltd

    3.67%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff
  • P/E ratio26.1925.08+1.11
  • P/B ratio4.483.59+0.89
  • Price / Sales3.933.18+0.75
  • Price / Cash Flow20.4318.36+2.07
  • Dividend yield1.89%1.18%+0.71
  • Return on equity (ROE)26.26%18.19%+8.07

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y
  • Standard deviation

    Volatility — lower means steadier returns.

    13.2017.4815.6114.58
  • Sharpe ratio

    Risk-adjusted return — higher is better.

    -0.61-0.290.480.48
  • Sortino ratio

    Like Sharpe but only counts downside volatility.

    -0.77-0.370.720.74
  • Beta

    1 = moves with the market. <1 = less volatile.

    0.790.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Available plans & options

PlanOptionFull nameISIN

Click a plan to see its NAV and chart above. Direct plans have lower expense ratios than Regular — same portfolio, more of the return stays with you.