TATA Flexi Cap Fund

Flexi CapEquity SEBI-regulated

NAV (Direct-Growth)

₹26.4272

As of 1 Jul 2026 · AMFI

AUM

₹3.6K Cr

Expense ratio

0.59%

1Y returns

-3.02%

cat 0.08%

3Y CAGR

+13.30%

cat 13.60%

5Y CAGR

+11.78%

cat 12.55%

Std deviation 3Y

+13.62%

cat 15.61%

In plain English

TATA Flexi Cap Fund is a Flexi Cap scheme from Tata. The portfolio is ~95% in equities. Within equity, ~62% sits in large-cap stocks, 15% in mid-cap, and 15% in small-cap. Long-run track record: about 11.8% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -33% in Mar 2020, recovered in 7 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

NAV (Direct-Growth)

₹26.4272

Last 1Y

-3.97%

Jul 25Min ₹24.14 · Max ₹28.11 · 245 ptsJul 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-33.5%

Peak ₹11.80 on 13 Feb 2020 → trough ₹7.85 on 23 Mar 2020 (1 months down).

Recovered in 7 months· 8 Oct 2020

Jun 2022

-18.1%

Peak ₹17.99 on 18 Oct 2021 → trough ₹14.74 on 20 Jun 2022 (8 months down).

Recovered in 12 months· 13 Jun 2023

Mar 2025

-14.6%

Peak ₹27.17 on 26 Sept 2024 → trough ₹23.21 on 3 Mar 2025 (5 months down).

Recovered in 3 months· 9 Jun 2025

Mar 2026 — ongoing

-14.1%

Peak ₹28.11 on 2 Jan 2026 → trough ₹24.14 on 31 Mar 2026 (3 months down).

Not yet recovered

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.59% — well below typical 1% for equity.
AUM size
₹3.6K Cr.
Sector concentration
Top 3 sectors = 52.4% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.16%	-0.08%	22/ 47
1M	+7.14%	+8.33%	38/ 47
3M	-1.30%	+0.81%	37/ 46
6M	-5.21%	-0.88%	43/ 45
YTD	-4.47%	-0.71%	42/ 45
1Y	-3.02%	+0.08%	36/ 40
2Y	+7.36%	+5.09%	21/ 39
3Y	+13.30%	+13.60%	26/ 35
5Y	+11.78%	+12.55%	18/ 24
7Y	+13.99%	+12.39%	15/ 23
10Y	—	+13.84%	—

Portfolio composition

Asset allocation

Equity95.30%
Cash4.70%

By market cap

Large cap62.10%
Mid cap14.83%
Small cap14.52%
Others8.55%

Concentration

Holdings

Avg market cap

₹1.61 L Cr

Top 10 stocks

36.08%

Top 5 stocks

23.20%

Top 3 sectors

52.38%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

1
HDFC Bank Ltd
—6.19%
1
HDFC Bank Ltd
—5.95%
2
ICICI Bank Ltd
—5.63%
2
ICICI Bank Ltd
—5.52%
3
Reliance Industries Ltd
—4.81%
3
Reliance Industries Ltd
—4.67%
4
Bharti Airtel Ltd
—3.58%
5
Larsen & Toubro Ltd
—3.48%
4
Axis Bank Ltd
—3.48%
5
Bharti Airtel Ltd
—3.47%
6
Axis Bank Ltd
—3.46%
6
Larsen & Toubro Ltd
—3.33%
7
Maruti Suzuki India Ltd
—2.84%
7
Cash / Net Current Asset
—2.81%
8
NTPC Ltd
—2.74%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio23.1225.08-1.96
P/B ratio2.863.59-0.73
Price / Sales2.773.18-0.41
Price / Cash Flow15.5318.36-2.83
Dividend yield1.70%1.18%+0.52
Return on equity (ROE)16.75%18.19%-1.44

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
11.7713.6212.9717.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.560.490.47-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.700.740.72-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.910.860.850.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

Available plans & options

PlanOptionFull nameISIN

DirectGrowthTata Flexi Cap Fund-Direct Plan-GrowthINF277K015K0
DirectIDCW PayoutTATA Flexi Cap Fund - Direct Plan - Payout of Income Distribution cum capital withdrawal optionINF277K017K6
RegularGrowthTata Flexi Cap Fund -Regular Plan-GrowthINF277K019K2

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