Union Flexi Cap Fund

Flexi CapEquityVery High risk Rank 29 of 41

NAV · Direct-Growth

₹59.88-0.10-0.17%

As of 18 Aug 2026 · AMFI

NAV growth+5.7%

Aug ’25Aug ’26

Arthkar verdictSolid on the numbers

Returns

Lags category

0 of 3 periods ahead

Cost

Average

0.84% vs NaN% peers

Volatility

Below average

14.8% vs 15.6% cat (3Y)

Consistency

Strong

positive in 10 of 12 years

Trails its Flexi Cap category on 1Y, 3Y & 5Y — and has been steadier than peers.

1Y return

+5.7%

-0.2 vs cat

3Y CAGR

+13.3%

-1.8 vs cat

5Y CAGR

+12.0%

-1.1 vs cat

AUM

₹2.3K Cr

fund size

Expense

0.84%

direct plan

Volatility 3Y

14.8%

▼ vs 15.6%

Go deeper on Union Flexi Cap Fund

Two data-only views, computed from this fund's real NAV history — no projections.

Union Flexi Cap Fund SIP returnsWhat ₹1,000–₹25,000/month actually became, 3 to 20 years — real results, with drawdowns and an FD comparison.Union Flexi Cap Fund real oddsYour real chances over every start date in history — how often it made money and beat a fixed deposit.

In plain English

Union Flexi Cap Fund is a Flexi Cap scheme from Union. The portfolio is ~96% in equities. Within equity, ~53% sits in large-cap stocks, 17% in mid-cap, and 15% in small-cap. Long-run track record: about 12.0% CAGR over 5 years. Volatility is typical for equity — 20–30 % drawdowns happen during market stress. Worst historical drawdown: -35% in Mar 2020, recovered in 6 months. Wrong fit if you need this money in less than 5 years.

Auto-generated from holdings, returns and risk data. No paid placement, no copy-pasted boilerplate.

NAV history

Showing Direct · Growth · INF582M01633

NAV (Direct-Growth)

₹59.8800

Last 1Y

+5.72%

Aug 25Min ₹50.63 · Max ₹60.18 · 247 ptsAug 26

Drawdown stories

The crashes you should know about — and how long the fund took to recover.

Mar 2020

-35.4%

Peak ₹22.54 on 19 Feb 2020 → trough ₹14.57 on 23 Mar 2020 (1 months down).

Recovered in 6 months· 16 Sept 2020

Feb 2016

-25.8%

Peak ₹17.54 on 3 Mar 2015 → trough ₹13.02 on 29 Feb 2016 (12 months down).

Recovered in 13 months· 5 Apr 2017

Jun 2022

-18.9%

Peak ₹38.05 on 17 Jan 2022 → trough ₹30.85 on 20 Jun 2022 (5 months down).

Recovered in 12 months· 31 May 2023

Feb 2025

-17.3%

Peak ₹58.50 on 24 Sept 2024 → trough ₹48.37 on 28 Feb 2025 (5 months down).

Recovered in 8 months· 20 Oct 2025

Computed from the full NAV history. We show drawdowns deeper than 10%, sorted by depth.

Honesty score

A 1–5 grade on the dimensions other sites won't surface — expense bloat, AUM bloat, concentration, mandate compliance.

Honesty score

5 / 5

Solid scheme on the dimensions we check. No red flags.

Expense ratio
0.84% — typical for category.
AUM size
₹2.3K Cr.
Sector concentration
Top 3 sectors = 59.2% — diversified across sectors.

Computed from expense ratio, AUM, sector concentration and SEBI mandate compliance. No paid review.

Performance

Returns for various periods, with category average and peer rank.

Period	Returns	Category avg	Rank
1W	-0.08%	-0.42%	11/ 52
1M	+1.96%	+2.26%	29/ 52
3M	+8.81%	+7.98%	21/ 52
6M	+2.62%	+3.60%	28/ 50
YTD	+2.78%	+3.03%	27/ 50
1Y	+5.72%	+5.92%	22/ 47
2Y	+4.21%	+3.53%	21/ 44
3Y	+13.29%	+15.07%	29/ 41
5Y	+11.98%	+13.06%	18/ 29
7Y	+17.35%	+16.69%	11/ 25
10Y	+13.71%	+14.19%	13/ 21

Portfolio composition

Asset allocation

Equity96.05%
Cash3.92%

By market cap

Large cap53.36%
Mid cap16.69%
Small cap14.68%
Others15.27%

Concentration

Holdings

Avg market cap

₹1.35 L Cr

Top 10 stocks

29.83%

Top 5 stocks

18.61%

Top 3 sectors

59.23%

Top holdings

Top 15 positions by weight, latest disclosure.

#InstrumentSectorWeight

2
State Bank of India
—4.49%
1
HDFC Bank Ltd
—4.26%
2
State Bank of India
—4.20%
3
HDFC Bank Ltd
—4.07%
4
ICICI Bank Ltd
—3.89%
5
Reliance Industries Ltd
—3.81%
4
ICICI Bank Ltd
—3.69%
6
Bharti Airtel Ltd
—3.60%
5
Bharti Airtel Ltd
—3.45%
6
Reliance Industries Ltd
—2.90%
7
Larsen & Toubro Ltd
—2.61%
7
Larsen & Toubro Ltd
—2.51%
8
Kotak Mahindra Bank Ltd
—2.47%
9
Bharat Electronics Ltd
—2.35%
10
Shriram Finance Ltd
—2.31%

Fundamentals (vs category)

Portfolio-weighted ratios, compared with the category average.

MetricFundCategory avgDiff

P/E ratio29.0525.08+3.97
P/B ratio3.833.59+0.24
Price / Sales3.753.18+0.57
Price / Cash Flow21.1718.36+2.81
Dividend yield0.80%1.18%-0.38
Return on equity (ROE)17.27%18.19%-0.92

Risk metrics

Standard deviation, Sharpe, Sortino, Beta — all vs category average.

Metric1Y3Y5YCat 1YCat 3YCat 5Y

Standard deviation
Volatility — lower means steadier returns.
15.4014.9013.9917.4815.6114.58
Sharpe ratio
Risk-adjusted return — higher is better.
-0.220.500.52-0.290.480.48
Sortino ratio
Like Sharpe but only counts downside volatility.
-0.290.720.78-0.370.720.74
Beta
1 = moves with the market. <1 = less volatile.
0.990.940.930.960.960.93

Peers in Flexi Cap

Other schemes in the same SEBI category, ranked by AUM.

Peer fundAUM1Y3Y CAGRExpense

Peers in same SEBI category, ranked by AUM. Compare any →

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