₹1,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 20 Years
If you had started a ₹1,000/month SIP on 9 Apr 2008 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 222 installments.
You invested
₹2,22,000
222 installments
Value today
₹3,77,490
25 Sept 2026
Absolute gain
+₹1,55,490
+70%
XIRR (annualised)
5.44%
money-weighted
The journey, month by month
Worst fall on the way
-40.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
17
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹4,87,897
Modelled at historical FD rates. The fund trailed FD by ₹1,10,407.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Apr 2008) | ₹1,000 | ₹1,000 | +0% |
| Year 2 (25 Sept 2008) | ₹6,000 | ₹5,373 | -10.4% |
| Year 3 (25 Sept 2009) | ₹18,000 | ₹25,370 | +40.9% |
| Year 4 (27 Sept 2010) | ₹30,000 | ₹49,176 | +63.9% |
| Year 5 (26 Sept 2011) | ₹42,000 | ₹48,510 | +15.5% |
| Year 6 (25 Sept 2012) | ₹54,000 | ₹64,323 | +19.1% |
| Year 7 (25 Sept 2013) | ₹66,000 | ₹70,361 | +6.6% |
| Year 8 (25 Sept 2014) | ₹78,000 | ₹1,16,649 | +49.5% |
| Year 9 (28 Sept 2015) | ₹90,000 | ₹1,29,798 | +44.2% |
| Year 10 (26 Sept 2016) | ₹1,02,000 | ₹1,40,451 | +37.7% |
| Year 11 (25 Sept 2017) | ₹1,14,000 | ₹1,67,531 | +47% |
| Year 12 (25 Sept 2018) | ₹1,26,000 | ₹1,76,108 | +39.8% |
| Year 13 (25 Sept 2019) | ₹1,38,000 | ₹1,81,100 | +31.2% |
| Year 14 (25 Sept 2020) | ₹1,50,000 | ₹1,78,595 | +19.1% |
| Year 15 (27 Sept 2021) | ₹1,62,000 | ₹2,75,685 | +70.2% |
| Year 16 (26 Sept 2022) | ₹1,74,000 | ₹2,73,661 | +57.3% |
| Year 17 (25 Sept 2023) | ₹1,86,000 | ₹3,27,538 | +76.1% |
| Year 18 (25 Sept 2024) | ₹1,98,000 | ₹4,14,340 | +109.3% |
| Year 19 (25 Sept 2025) | ₹2,10,000 | ₹4,14,227 | +97.3% |
| Year 20 (25 Sept 2026) | ₹2,20,000 | ₹3,75,545 | +70.7% |
Best year of the journey: Year 3 (+46% market move) · Toughest year: Year 5 (-20.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 9 Apr 2008 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.