₹1,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 10 Years
If you had started a ₹1,000/month SIP on 12 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹1,56,923
10 Sept 2026
Absolute gain
+₹35,923
+29.7%
XIRR (annualised)
5.09%
money-weighted
The journey, month by month
Worst fall on the way
-36.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,118
Modelled at historical FD rates. The fund trailed FD by ₹11,195.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (11 Sept 2017) | ₹13,000 | ₹13,992 | +7.6% |
| Year 2 (10 Sept 2018) | ₹25,000 | ₹25,867 | +3.5% |
| Year 3 (11 Sept 2019) | ₹37,000 | ₹35,102 | -5.1% |
| Year 4 (10 Sept 2020) | ₹49,000 | ₹46,869 | -4.3% |
| Year 5 (13 Sept 2021) | ₹61,000 | ₹79,431 | +30.2% |
| Year 6 (12 Sept 2022) | ₹73,000 | ₹93,425 | +28% |
| Year 7 (11 Sept 2023) | ₹85,000 | ₹1,17,951 | +38.8% |
| Year 8 (10 Sept 2024) | ₹97,000 | ₹1,49,629 | +54.3% |
| Year 9 (10 Sept 2025) | ₹1,09,000 | ₹1,63,048 | +49.6% |
| Year 10 (10 Sept 2026) | ₹1,19,000 | ₹1,54,951 | +30.2% |
Best year of the journey: Year 5 (+34.9% market move) · Toughest year: Year 10 (-10.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 12 Sept 2016 and 10 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.