₹25,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 10 Years
If you had started a ₹25,000/month SIP on 26 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹38,67,256
25 Sept 2026
Absolute gain
+₹8,42,256
+27.8%
XIRR (annualised)
4.78%
money-weighted
The journey, month by month
Worst fall on the way
-36.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,13,646
Modelled at historical FD rates. The fund trailed FD by ₹3,46,390.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2017) | ₹3,25,000 | ₹3,40,923 | +4.9% |
| Year 2 (25 Sept 2018) | ₹6,25,000 | ₹6,26,079 | +0.2% |
| Year 3 (25 Sept 2019) | ₹9,25,000 | ₹9,03,399 | -2.3% |
| Year 4 (25 Sept 2020) | ₹12,25,000 | ₹11,38,141 | -7.1% |
| Year 5 (27 Sept 2021) | ₹15,25,000 | ₹20,26,019 | +32.9% |
| Year 6 (26 Sept 2022) | ₹18,25,000 | ₹22,20,562 | +21.7% |
| Year 7 (25 Sept 2023) | ₹21,25,000 | ₹28,76,864 | +35.4% |
| Year 8 (25 Sept 2024) | ₹24,25,000 | ₹38,61,977 | +59.3% |
| Year 9 (25 Sept 2025) | ₹27,25,000 | ₹40,57,092 | +48.9% |
| Year 10 (25 Sept 2026) | ₹29,75,000 | ₹38,18,636 | +28.4% |
Best year of the journey: Year 5 (+40.9% market move) · Toughest year: Year 10 (-11.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 26 Sept 2016 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.