₹25,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 15 Years
If you had started a ₹25,000/month SIP on 18 Aug 2011 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹70,85,206
18 Aug 2026
Absolute gain
+₹25,60,206
+56.6%
XIRR (annualised)
5.72%
money-weighted
The journey, month by month
Worst fall on the way
-39.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,20,423
Modelled at historical FD rates. The fund trailed FD by ₹13,35,217.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Aug 2012) | ₹3,25,000 | ₹3,25,930 | +0.3% |
| Year 2 (19 Aug 2013) | ₹6,25,000 | ₹5,61,524 | -10.2% |
| Year 3 (18 Aug 2014) | ₹9,25,000 | ₹12,19,808 | +31.9% |
| Year 4 (18 Aug 2015) | ₹12,25,000 | ₹16,90,099 | +38% |
| Year 5 (18 Aug 2016) | ₹15,25,000 | ₹18,18,762 | +19.3% |
| Year 6 (18 Aug 2017) | ₹18,25,000 | ₹23,35,737 | +28% |
| Year 7 (20 Aug 2018) | ₹21,25,000 | ₹27,07,775 | +27.4% |
| Year 8 (19 Aug 2019) | ₹24,25,000 | ₹26,99,983 | +11.3% |
| Year 9 (18 Aug 2020) | ₹27,25,000 | ₹29,42,782 | +8% |
| Year 10 (18 Aug 2021) | ₹30,25,000 | ₹42,58,382 | +40.8% |
| Year 11 (18 Aug 2022) | ₹33,25,000 | ₹48,70,122 | +46.5% |
| Year 12 (18 Aug 2023) | ₹36,25,000 | ₹55,59,139 | +53.4% |
| Year 13 (19 Aug 2024) | ₹39,25,000 | ₹68,49,628 | +74.5% |
| Year 14 (18 Aug 2025) | ₹42,25,000 | ₹73,36,515 | +73.6% |
| Year 15 (18 Aug 2026) | ₹44,75,000 | ₹70,34,470 | +57.2% |
Best year of the journey: Year 3 (+41.6% market move) · Toughest year: Year 2 (-10.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 18 Aug 2011 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.