₹25,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 20 Years
If you had started a ₹25,000/month SIP on 9 Apr 2008 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 223 installments.
You invested
₹55,75,000
223 installments
Value today
₹93,43,164
6 Oct 2026
Absolute gain
+₹37,68,164
+67.6%
XIRR (annualised)
5.3%
money-weighted
The journey, month by month
Worst fall on the way
-40.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
17
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,22,49,503
Modelled at historical FD rates. The fund trailed FD by ₹29,06,339.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Apr 2008) | ₹25,000 | ₹25,000 | +0% |
| Year 2 (6 Oct 2008) | ₹1,75,000 | ₹1,39,429 | -20.3% |
| Year 3 (6 Oct 2009) | ₹4,75,000 | ₹6,59,486 | +38.8% |
| Year 4 (6 Oct 2010) | ₹7,75,000 | ₹12,82,204 | +65.4% |
| Year 5 (7 Oct 2011) | ₹10,75,000 | ₹12,38,078 | +15.2% |
| Year 6 (8 Oct 2012) | ₹13,75,000 | ₹16,45,885 | +19.7% |
| Year 7 (7 Oct 2013) | ₹16,75,000 | ₹18,06,298 | +7.8% |
| Year 8 (7 Oct 2014) | ₹19,75,000 | ₹29,52,589 | +49.5% |
| Year 9 (6 Oct 2015) | ₹22,75,000 | ₹33,96,675 | +49.3% |
| Year 10 (6 Oct 2016) | ₹25,75,000 | ₹35,79,289 | +39% |
| Year 11 (6 Oct 2017) | ₹28,75,000 | ₹42,90,597 | +49.2% |
| Year 12 (8 Oct 2018) | ₹31,75,000 | ₹41,24,087 | +29.9% |
| Year 13 (7 Oct 2019) | ₹34,75,000 | ₹44,13,177 | +27% |
| Year 14 (6 Oct 2020) | ₹37,75,000 | ₹46,76,000 | +23.9% |
| Year 15 (6 Oct 2021) | ₹40,75,000 | ₹68,74,086 | +68.7% |
| Year 16 (6 Oct 2022) | ₹43,75,000 | ₹70,23,002 | +60.5% |
| Year 17 (6 Oct 2023) | ₹46,75,000 | ₹82,28,699 | +76% |
| Year 18 (7 Oct 2024) | ₹49,75,000 | ₹98,81,688 | +98.6% |
| Year 19 (6 Oct 2025) | ₹52,75,000 | ₹1,04,30,119 | +97.7% |
| Year 20 (6 Oct 2026) | ₹55,25,000 | ₹92,95,160 | +68.2% |
Best year of the journey: Year 3 (+50.1% market move) · Toughest year: Year 5 (-21.7%)
Wealth Time Machine
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Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 9 Apr 2008 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.