₹10,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 20 Years
If you had started a ₹10,000/month SIP on 9 Apr 2008 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 223 installments.
You invested
₹22,30,000
223 installments
Value today
₹36,76,091
1 Oct 2026
Absolute gain
+₹14,46,091
+64.8%
XIRR (annualised)
5.14%
money-weighted
The journey, month by month
Worst fall on the way
-40.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
17
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹48,94,868
Modelled at historical FD rates. The fund trailed FD by ₹12,18,777.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Apr 2008) | ₹10,000 | ₹10,000 | +0% |
| Year 2 (1 Oct 2008) | ₹70,000 | ₹61,577 | -12% |
| Year 3 (1 Oct 2009) | ₹1,90,000 | ₹2,68,235 | +41.2% |
| Year 4 (1 Oct 2010) | ₹3,10,000 | ₹5,07,000 | +63.5% |
| Year 5 (3 Oct 2011) | ₹4,30,000 | ₹4,96,600 | +15.5% |
| Year 6 (1 Oct 2012) | ₹5,50,000 | ₹6,61,603 | +20.3% |
| Year 7 (1 Oct 2013) | ₹6,70,000 | ₹7,07,093 | +5.5% |
| Year 8 (1 Oct 2014) | ₹7,90,000 | ₹11,93,750 | +51.1% |
| Year 9 (1 Oct 2015) | ₹9,10,000 | ₹13,33,341 | +46.5% |
| Year 10 (3 Oct 2016) | ₹10,30,000 | ₹14,25,031 | +38.4% |
| Year 11 (3 Oct 2017) | ₹11,50,000 | ₹16,94,235 | +47.3% |
| Year 12 (1 Oct 2018) | ₹12,70,000 | ₹17,49,998 | +37.8% |
| Year 13 (1 Oct 2019) | ₹13,90,000 | ₹18,02,428 | +29.7% |
| Year 14 (1 Oct 2020) | ₹15,10,000 | ₹18,46,430 | +22.3% |
| Year 15 (1 Oct 2021) | ₹16,30,000 | ₹27,25,640 | +67.2% |
| Year 16 (3 Oct 2022) | ₹17,50,000 | ₹27,44,468 | +56.8% |
| Year 17 (3 Oct 2023) | ₹18,70,000 | ₹32,82,034 | +75.5% |
| Year 18 (1 Oct 2024) | ₹19,90,000 | ₹41,23,280 | +107.2% |
| Year 19 (1 Oct 2025) | ₹21,10,000 | ₹41,37,076 | +96.1% |
| Year 20 (1 Oct 2026) | ₹22,10,000 | ₹36,57,204 | +65.5% |
Best year of the journey: Year 3 (+47.7% market move) · Toughest year: Year 5 (-20.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 9 Apr 2008 and 1 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.