₹10,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 15 Years
If you had started a ₹10,000/month SIP on 2 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 180 installments.
You invested
₹18,00,000
180 installments
Value today
₹28,06,152
31 Aug 2026
Absolute gain
+₹10,06,152
+55.9%
XIRR (annualised)
5.67%
money-weighted
The journey, month by month
Worst fall on the way
-39.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,40,253
Modelled at historical FD rates. The fund trailed FD by ₹5,34,101.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (31 Aug 2012) | ₹1,20,000 | ₹1,17,692 | -1.9% |
| Year 2 (2 Sept 2013) | ₹2,50,000 | ₹2,28,925 | -8.4% |
| Year 3 (1 Sept 2014) | ₹3,70,000 | ₹4,96,677 | +34.2% |
| Year 4 (31 Aug 2015) | ₹4,80,000 | ₹6,19,645 | +29.1% |
| Year 5 (31 Aug 2016) | ₹6,00,000 | ₹7,21,590 | +20.3% |
| Year 6 (31 Aug 2017) | ₹7,20,000 | ₹9,30,354 | +29.2% |
| Year 7 (31 Aug 2018) | ₹8,40,000 | ₹10,81,472 | +28.7% |
| Year 8 (3 Sept 2019) | ₹9,70,000 | ₹10,57,922 | +9.1% |
| Year 9 (31 Aug 2020) | ₹10,80,000 | ₹11,62,138 | +7.6% |
| Year 10 (31 Aug 2021) | ₹12,00,000 | ₹17,42,190 | +45.2% |
| Year 11 (1 Sept 2022) | ₹13,30,000 | ₹19,00,997 | +42.9% |
| Year 12 (31 Aug 2023) | ₹14,40,000 | ₹22,16,282 | +53.9% |
| Year 13 (2 Sept 2024) | ₹15,70,000 | ₹28,06,111 | +78.7% |
| Year 14 (1 Sept 2025) | ₹16,90,000 | ₹29,09,181 | +72.1% |
| Year 15 (31 Aug 2026) | ₹17,80,000 | ₹27,85,893 | +56.5% |
Best year of the journey: Year 3 (+42.3% market move) · Toughest year: Year 8 (-12.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 2 Sept 2011 and 31 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.