₹10,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 5 Years
If you had started a ₹10,000/month SIP on 27 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹6,30,715
25 Sept 2026
Absolute gain
+₹20,715
+3.4%
XIRR (annualised)
1.31%
money-weighted
The journey, month by month
Worst fall on the way
-19.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,17,683
Modelled at historical FD rates. The fund trailed FD by ₹86,968.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (26 Sept 2022) | ₹1,30,000 | ₹1,28,140 | -1.4% |
| Year 2 (25 Sept 2023) | ₹2,50,000 | ₹2,77,063 | +10.8% |
| Year 3 (25 Sept 2024) | ₹3,70,000 | ₹4,76,203 | +28.7% |
| Year 4 (25 Sept 2025) | ₹4,90,000 | ₹5,86,805 | +19.8% |
| Year 5 (25 Sept 2026) | ₹5,90,000 | ₹6,11,267 | +3.6% |
Best year of the journey: Year 3 (+19.9% market move) · Toughest year: Year 5 (-11%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 27 Sept 2021 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.