₹10,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 5 Years
If you had started a ₹10,000/month SIP on 6 Oct 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 61 installments.
You invested
₹6,10,000
61 installments
Value today
₹6,21,494
6 Oct 2026
Absolute gain
+₹11,494
+1.9%
XIRR (annualised)
0.74%
money-weighted
The journey, month by month
Worst fall on the way
-19.8%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹7,16,041
Modelled at historical FD rates. The fund trailed FD by ₹94,547.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2022) | ₹1,30,000 | ₹1,31,497 | +1.2% |
| Year 2 (6 Oct 2023) | ₹2,50,000 | ₹2,76,572 | +10.6% |
| Year 3 (7 Oct 2024) | ₹3,70,000 | ₹4,49,950 | +21.6% |
| Year 4 (6 Oct 2025) | ₹4,90,000 | ₹5,86,559 | +19.7% |
| Year 5 (6 Oct 2026) | ₹5,90,000 | ₹6,02,292 | +2.1% |
Best year of the journey: Year 3 (+13.5% market move) · Toughest year: Year 5 (-12.3%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 6 Oct 2021 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.