₹25,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 5 Years
If you had started a ₹25,000/month SIP on 9 Sept 2021 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 61 installments.
You invested
₹15,25,000
61 installments
Value today
₹15,98,479
9 Sept 2026
Absolute gain
+₹73,479
+4.8%
XIRR (annualised)
1.87%
money-weighted
The journey, month by month
Worst fall on the way
-19.9%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
1
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹17,89,274
Modelled at historical FD rates. The fund trailed FD by ₹1,90,795.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Sept 2022) | ₹3,25,000 | ₹3,35,180 | +3.1% |
| Year 2 (11 Sept 2023) | ₹6,25,000 | ₹7,10,410 | +13.7% |
| Year 3 (9 Sept 2024) | ₹9,25,000 | ₹11,47,203 | +24% |
| Year 4 (9 Sept 2025) | ₹12,25,000 | ₹14,68,167 | +19.9% |
| Year 5 (9 Sept 2026) | ₹14,75,000 | ₹15,49,207 | +5% |
Best year of the journey: Year 3 (+13.5% market move) · Toughest year: Year 5 (-9.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 9 Sept 2021 and 9 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.