₹10,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 10 Years
If you had started a ₹10,000/month SIP on 6 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹15,21,634
6 Oct 2026
Absolute gain
+₹3,11,634
+25.8%
XIRR (annualised)
4.51%
money-weighted
The journey, month by month
Worst fall on the way
-36.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
8
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,78,930
Modelled at historical FD rates. The fund trailed FD by ₹1,57,296.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (6 Oct 2017) | ₹1,30,000 | ₹1,37,715 | +5.9% |
| Year 2 (8 Oct 2018) | ₹2,50,000 | ₹2,32,534 | -7% |
| Year 3 (7 Oct 2019) | ₹3,70,000 | ₹3,49,950 | -5.4% |
| Year 4 (6 Oct 2020) | ₹4,90,000 | ₹4,74,347 | -3.2% |
| Year 5 (6 Oct 2021) | ₹6,10,000 | ₹8,01,475 | +31.4% |
| Year 6 (6 Oct 2022) | ₹7,30,000 | ₹9,05,080 | +24% |
| Year 7 (6 Oct 2023) | ₹8,50,000 | ₹11,47,573 | +35% |
| Year 8 (7 Oct 2024) | ₹9,70,000 | ₹14,61,880 | +50.7% |
| Year 9 (6 Oct 2025) | ₹10,90,000 | ₹16,22,399 | +48.8% |
| Year 10 (6 Oct 2026) | ₹11,90,000 | ₹15,02,432 | +26.3% |
Best year of the journey: Year 5 (+34.8% market move) · Toughest year: Year 10 (-12.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 6 Oct 2016 and 6 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.