₹5,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 10 Years
If you had started a ₹5,000/month SIP on 31 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹8,09,069
31 Aug 2026
Absolute gain
+₹2,04,069
+33.7%
XIRR (annualised)
5.63%
money-weighted
The journey, month by month
Worst fall on the way
-36.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,44,008
Modelled at historical FD rates. The fund trailed FD by ₹34,939.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (31 Aug 2017) | ₹65,000 | ₹69,186 | +6.4% |
| Year 2 (31 Aug 2018) | ₹1,25,000 | ₹1,32,834 | +6.3% |
| Year 3 (3 Sept 2019) | ₹1,90,000 | ₹1,76,580 | -7.1% |
| Year 4 (31 Aug 2020) | ₹2,45,000 | ₹2,32,761 | -5% |
| Year 5 (31 Aug 2021) | ₹3,05,000 | ₹3,91,709 | +28.4% |
| Year 6 (1 Sept 2022) | ₹3,70,000 | ₹4,63,790 | +25.3% |
| Year 7 (31 Aug 2023) | ₹4,25,000 | ₹5,70,992 | +34.4% |
| Year 8 (2 Sept 2024) | ₹4,90,000 | ₹7,58,115 | +54.7% |
| Year 9 (1 Sept 2025) | ₹5,50,000 | ₹8,14,505 | +48.1% |
| Year 10 (31 Aug 2026) | ₹5,95,000 | ₹7,98,940 | +34.3% |
Best year of the journey: Year 5 (+33.8% market move) · Toughest year: Year 3 (-10.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 31 Aug 2016 and 31 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
