₹5,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 10 Years
If you had started a ₹5,000/month SIP on 18 Aug 2016 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹8,10,588
18 Aug 2026
Absolute gain
+₹2,05,588
+34%
XIRR (annualised)
5.7%
money-weighted
The journey, month by month
Worst fall on the way
-36.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,42,152
Modelled at historical FD rates. The fund trailed FD by ₹31,564.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Aug 2017) | ₹65,000 | ₹68,415 | +5.3% |
| Year 2 (20 Aug 2018) | ₹1,25,000 | ₹1,31,187 | +4.9% |
| Year 3 (19 Aug 2019) | ₹1,85,000 | ₹1,74,619 | -5.6% |
| Year 4 (18 Aug 2020) | ₹2,45,000 | ₹2,33,117 | -4.9% |
| Year 5 (18 Aug 2021) | ₹3,05,000 | ₹3,79,022 | +24.3% |
| Year 6 (18 Aug 2022) | ₹3,65,000 | ₹4,68,056 | +28.2% |
| Year 7 (18 Aug 2023) | ₹4,25,000 | ₹5,67,661 | +33.6% |
| Year 8 (19 Aug 2024) | ₹4,85,000 | ₹7,31,543 | +50.8% |
| Year 9 (18 Aug 2025) | ₹5,45,000 | ₹8,12,567 | +49.1% |
| Year 10 (18 Aug 2026) | ₹5,95,000 | ₹8,00,441 | +34.5% |
Best year of the journey: Year 5 (+29.3% market move) · Toughest year: Year 3 (-8.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 18 Aug 2016 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.