₹5,000 Monthly SIP in Mirae Asset Large Cap Fund Regular IDCW for 15 Years
If you had started a ₹5,000/month SIP on 26 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Mirae Asset Large Cap Fund Regular IDCW's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹13,52,135
25 Sept 2026
Absolute gain
+₹4,47,135
+49.4%
XIRR (annualised)
5.12%
money-weighted
The journey, month by month
Worst fall on the way
-39.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
12
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,83,259
Modelled at historical FD rates. The fund trailed FD by ₹3,31,124.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (25 Sept 2012) | ₹65,000 | ₹69,274 | +6.6% |
| Year 2 (25 Sept 2013) | ₹1,25,000 | ₹1,20,396 | -3.7% |
| Year 3 (25 Sept 2014) | ₹1,85,000 | ₹2,49,137 | +34.7% |
| Year 4 (28 Sept 2015) | ₹2,45,000 | ₹3,09,977 | +26.5% |
| Year 5 (26 Sept 2016) | ₹3,05,000 | ₹3,67,199 | +20.4% |
| Year 6 (25 Sept 2017) | ₹3,65,000 | ₹4,67,898 | +28.2% |
| Year 7 (25 Sept 2018) | ₹4,25,000 | ₹5,17,581 | +21.8% |
| Year 8 (25 Sept 2019) | ₹4,85,000 | ₹5,57,200 | +14.9% |
| Year 9 (25 Sept 2020) | ₹5,45,000 | ₹5,73,252 | +5.2% |
| Year 10 (27 Sept 2021) | ₹6,05,000 | ₹9,10,759 | +50.5% |
| Year 11 (26 Sept 2022) | ₹6,65,000 | ₹9,24,199 | +39% |
| Year 12 (25 Sept 2023) | ₹7,25,000 | ₹11,27,210 | +55.5% |
| Year 13 (25 Sept 2024) | ₹7,85,000 | ₹14,47,338 | +84.4% |
| Year 14 (25 Sept 2025) | ₹8,45,000 | ₹14,65,799 | +73.5% |
| Year 15 (25 Sept 2026) | ₹8,95,000 | ₹13,42,411 | +50% |
Best year of the journey: Year 10 (+43.8% market move) · Toughest year: Year 15 (-11.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Mirae Asset Large Cap Fund Regular IDCW's published NAV (source: AMFI) between 26 Sept 2011 and 25 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.