₹1,000 Monthly SIP in NIPPON INDIA CONSUMPTION FUND for 10 Years
If you had started a ₹1,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA CONSUMPTION FUND's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,64,489
21 Sept 2026
Absolute gain
+₹1,43,489
+118.6%
XIRR (annualised)
14.9%
money-weighted
The journey, month by month
Worst fall on the way
-29.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,448
Modelled at historical FD rates. The fund beat FD by ₹96,041.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹13,000 | ₹13,122 | +0.9% |
| Year 2 (21 Sept 2018) | ₹25,000 | ₹25,244 | +1% |
| Year 3 (23 Sept 2019) | ₹37,000 | ₹39,887 | +7.8% |
| Year 4 (21 Sept 2020) | ₹49,000 | ₹54,990 | +12.2% |
| Year 5 (21 Sept 2021) | ₹61,000 | ₹1,04,594 | +71.5% |
| Year 6 (21 Sept 2022) | ₹73,000 | ₹1,38,680 | +90% |
| Year 7 (21 Sept 2023) | ₹85,000 | ₹1,70,708 | +100.8% |
| Year 8 (23 Sept 2024) | ₹97,000 | ₹2,74,075 | +182.6% |
| Year 9 (22 Sept 2025) | ₹1,09,000 | ₹2,72,057 | +149.6% |
| Year 10 (21 Sept 2026) | ₹1,21,000 | ₹2,64,489 | +118.6% |
Best year of the journey: Year 5 (+56.1% market move) · Toughest year: Year 10 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA CONSUMPTION FUND's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.