₹10,000 Monthly SIP in NIPPON INDIA CONSUMPTION FUND for 10 Years
If you had started a ₹10,000/month SIP on 21 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA CONSUMPTION FUND's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹26,44,885
21 Sept 2026
Absolute gain
+₹14,34,885
+118.6%
XIRR (annualised)
14.9%
money-weighted
The journey, month by month
Worst fall on the way
-29.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,84,476
Modelled at historical FD rates. The fund beat FD by ₹9,60,409.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (21 Sept 2017) | ₹1,30,000 | ₹1,31,218 | +0.9% |
| Year 2 (21 Sept 2018) | ₹2,50,000 | ₹2,52,442 | +1% |
| Year 3 (23 Sept 2019) | ₹3,70,000 | ₹3,98,873 | +7.8% |
| Year 4 (21 Sept 2020) | ₹4,90,000 | ₹5,49,905 | +12.2% |
| Year 5 (21 Sept 2021) | ₹6,10,000 | ₹10,45,942 | +71.5% |
| Year 6 (21 Sept 2022) | ₹7,30,000 | ₹13,86,795 | +90% |
| Year 7 (21 Sept 2023) | ₹8,50,000 | ₹17,07,084 | +100.8% |
| Year 8 (23 Sept 2024) | ₹9,70,000 | ₹27,40,750 | +182.6% |
| Year 9 (22 Sept 2025) | ₹10,90,000 | ₹27,20,570 | +149.6% |
| Year 10 (21 Sept 2026) | ₹12,10,000 | ₹26,44,885 | +118.6% |
Best year of the journey: Year 5 (+56.1% market move) · Toughest year: Year 10 (-6.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA CONSUMPTION FUND's published NAV (source: AMFI) between 21 Sept 2016 and 21 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.