₹25,000 Monthly SIP in NIPPON INDIA CONSUMPTION FUND for 10 Years
If you had started a ₹25,000/month SIP on 6 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA CONSUMPTION FUND's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹66,71,463
4 Sept 2026
Absolute gain
+₹36,46,463
+120.5%
XIRR (annualised)
15.18%
money-weighted
The journey, month by month
Worst fall on the way
-29.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,99,078
Modelled at historical FD rates. The fund beat FD by ₹24,72,385.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (4 Sept 2017) | ₹3,25,000 | ₹3,24,879 | +0% |
| Year 2 (4 Sept 2018) | ₹6,25,000 | ₹6,54,635 | +4.7% |
| Year 3 (4 Sept 2019) | ₹9,25,000 | ₹8,98,927 | -2.8% |
| Year 4 (4 Sept 2020) | ₹12,25,000 | ₹14,19,854 | +15.9% |
| Year 5 (6 Sept 2021) | ₹15,25,000 | ₹25,90,745 | +69.9% |
| Year 6 (5 Sept 2022) | ₹18,25,000 | ₹33,55,083 | +83.8% |
| Year 7 (4 Sept 2023) | ₹21,25,000 | ₹42,82,080 | +101.5% |
| Year 8 (4 Sept 2024) | ₹24,25,000 | ₹65,23,874 | +169% |
| Year 9 (4 Sept 2025) | ₹27,25,000 | ₹68,02,784 | +149.6% |
| Year 10 (4 Sept 2026) | ₹30,25,000 | ₹66,71,463 | +120.5% |
Best year of the journey: Year 5 (+50.6% market move) · Toughest year: Year 10 (-6.1%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
Try a different amount
Try a different duration
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA CONSUMPTION FUND's published NAV (source: AMFI) between 6 Sept 2016 and 4 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.