₹25,000 Monthly SIP in NIPPON INDIA FLOATER FUND - MONTHLY for 20 Years
If you had started a ₹25,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA FLOATER FUND - MONTHLY's actual NAV for all 241 installments.
You invested
₹60,25,000
241 installments
Value today
₹63,71,617
18 Aug 2026
Absolute gain
+₹3,46,617
+5.8%
XIRR (annualised)
0.55%
money-weighted
The journey, month by month
Worst fall on the way
-3.1%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
0
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,88,733
Modelled at historical FD rates. The fund trailed FD by ₹79,17,116.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Aug 2007) | ₹3,25,000 | ₹3,26,191 | +0.4% |
| Year 2 (18 Aug 2008) | ₹6,25,000 | ₹6,27,262 | +0.4% |
| Year 3 (18 Aug 2009) | ₹9,25,000 | ₹9,25,693 | +0.1% |
| Year 4 (18 Aug 2010) | ₹12,25,000 | ₹12,27,135 | +0.2% |
| Year 5 (18 Aug 2011) | ₹15,25,000 | ₹15,31,118 | +0.4% |
| Year 6 (21 Aug 2012) | ₹18,25,000 | ₹18,42,204 | +0.9% |
| Year 7 (19 Aug 2013) | ₹21,25,000 | ₹21,12,367 | -0.6% |
| Year 8 (19 Aug 2014) | ₹24,25,000 | ₹24,60,407 | +1.5% |
| Year 9 (19 Aug 2015) | ₹27,25,000 | ₹28,07,648 | +3% |
| Year 10 (18 Aug 2016) | ₹30,25,000 | ₹31,57,929 | +4.4% |
| Year 11 (18 Aug 2017) | ₹33,25,000 | ₹34,98,687 | +5.2% |
| Year 12 (20 Aug 2018) | ₹36,25,000 | ₹37,97,828 | +4.8% |
| Year 13 (19 Aug 2019) | ₹39,25,000 | ₹41,55,480 | +5.9% |
| Year 14 (18 Aug 2020) | ₹42,25,000 | ₹44,66,073 | +5.7% |
| Year 15 (18 Aug 2021) | ₹45,25,000 | ₹48,08,354 | +6.3% |
| Year 16 (18 Aug 2022) | ₹48,25,000 | ₹51,05,278 | +5.8% |
| Year 17 (18 Aug 2023) | ₹51,25,000 | ₹54,18,944 | +5.7% |
| Year 18 (19 Aug 2024) | ₹54,25,000 | ₹57,53,806 | +6.1% |
| Year 19 (18 Aug 2025) | ₹57,25,000 | ₹60,42,827 | +5.6% |
| Year 20 (18 Aug 2026) | ₹60,25,000 | ₹63,71,617 | +5.8% |
Best year of the journey: Year 8 (+2% market move) · Toughest year: Year 7 (-1.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Floater funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA FLOATER FUND - MONTHLY's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.