₹1,000 Monthly SIP in NIPPON INDIA LIQUID FUND - RETAIL Plan - QUARTERLY for 20 Years
If you had started a ₹1,000/month SIP on 18 Aug 2006 and never stopped — through every crash and rally — here is exactly what happened, using NIPPON INDIA LIQUID FUND - RETAIL Plan - QUARTERLY's actual NAV for all 241 installments.
You invested
₹2,41,000
241 installments
Value today
₹71,10,889
18 Aug 2026
Absolute gain
+₹68,69,889
+2850.6%
XIRR (annualised)
28.27%
money-weighted
The journey, month by month
Worst fall on the way
-20.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
2
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,71,588
Modelled at historical FD rates. The fund beat FD by ₹65,39,301.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (19 Aug 2007) | ₹13,000 | ₹10,572 | -18.7% |
| Year 2 (18 Aug 2008) | ₹25,000 | ₹21,006 | -16% |
| Year 3 (18 Aug 2009) | ₹37,000 | ₹33,369 | -9.8% |
| Year 4 (18 Aug 2010) | ₹49,000 | ₹45,372 | -7.4% |
| Year 5 (18 Aug 2011) | ₹61,000 | ₹57,754 | -5.3% |
| Year 6 (20 Aug 2012) | ₹73,000 | ₹69,87,137 | +9471.4% |
| Year 7 (18 Aug 2013) | ₹85,000 | ₹69,71,435 | +8101.7% |
| Year 8 (18 Aug 2014) | ₹97,000 | ₹70,00,416 | +7116.9% |
| Year 9 (18 Aug 2015) | ₹1,09,000 | ₹70,03,989 | +6325.7% |
| Year 10 (18 Aug 2016) | ₹1,21,000 | ₹70,08,108 | +5691.8% |
| Year 11 (18 Aug 2017) | ₹1,33,000 | ₹70,11,516 | +5171.8% |
| Year 12 (18 Aug 2018) | ₹1,45,000 | ₹70,35,396 | +4752% |
| Year 13 (18 Aug 2019) | ₹1,57,000 | ₹70,41,281 | +4384.9% |
| Year 14 (18 Aug 2020) | ₹1,69,000 | ₹70,01,419 | +4042.9% |
| Year 15 (18 Aug 2021) | ₹1,81,000 | ₹70,11,219 | +3773.6% |
| Year 16 (18 Aug 2022) | ₹1,93,000 | ₹70,42,951 | +3549.2% |
| Year 17 (18 Aug 2023) | ₹2,05,000 | ₹70,80,431 | +3353.9% |
| Year 18 (18 Aug 2024) | ₹2,17,000 | ₹70,90,676 | +3167.6% |
| Year 19 (18 Aug 2025) | ₹2,29,000 | ₹70,84,947 | +2993.9% |
| Year 20 (18 Aug 2026) | ₹2,41,000 | ₹71,10,889 | +2850.6% |
Best year of the journey: Year 6 (+9916.8% market move) · Toughest year: Year 1 (-18.7%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Liquid funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using NIPPON INDIA LIQUID FUND - RETAIL Plan - QUARTERLY's published NAV (source: AMFI) between 18 Aug 2006 and 18 Aug 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.