₹1,000 Monthly SIP in Quantum Value Fund for 20 Years
If you had started a ₹1,000/month SIP on 1 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 241 installments.
You invested
₹2,41,000
241 installments
Value today
₹10,09,475
1 Sept 2026
Absolute gain
+₹7,68,475
+318.9%
XIRR (annualised)
12.76%
money-weighted
The journey, month by month
Worst fall on the way
-38.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹5,69,922
Modelled at historical FD rates. The fund beat FD by ₹4,39,553.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹13,000 | ₹14,272 | +9.8% |
| Year 2 (1 Sept 2008) | ₹25,000 | ₹25,075 | +0.3% |
| Year 3 (1 Sept 2009) | ₹37,000 | ₹47,170 | +27.5% |
| Year 4 (1 Sept 2010) | ₹49,000 | ₹80,495 | +64.3% |
| Year 5 (2 Sept 2011) | ₹61,000 | ₹85,932 | +40.9% |
| Year 6 (3 Sept 2012) | ₹73,000 | ₹1,06,133 | +45.4% |
| Year 7 (2 Sept 2013) | ₹85,000 | ₹1,22,841 | +44.5% |
| Year 8 (1 Sept 2014) | ₹97,000 | ₹2,07,860 | +114.3% |
| Year 9 (1 Sept 2015) | ₹1,09,000 | ₹2,14,581 | +96.9% |
| Year 10 (1 Sept 2016) | ₹1,21,000 | ₹2,88,524 | +138.4% |
| Year 11 (1 Sept 2017) | ₹1,33,000 | ₹3,32,840 | +150.3% |
| Year 12 (3 Sept 2018) | ₹1,45,000 | ₹3,75,774 | +159.2% |
| Year 13 (3 Sept 2019) | ₹1,57,000 | ₹3,54,872 | +126% |
| Year 14 (1 Sept 2020) | ₹1,69,000 | ₹3,58,206 | +112% |
| Year 15 (1 Sept 2021) | ₹1,81,000 | ₹5,69,567 | +214.7% |
| Year 16 (1 Sept 2022) | ₹1,93,000 | ₹6,01,948 | +211.9% |
| Year 17 (1 Sept 2023) | ₹2,05,000 | ₹7,10,804 | +246.7% |
| Year 18 (2 Sept 2024) | ₹2,17,000 | ₹10,40,988 | +379.7% |
| Year 19 (1 Sept 2025) | ₹2,29,000 | ₹10,35,660 | +352.3% |
| Year 20 (1 Sept 2026) | ₹2,41,000 | ₹10,09,475 | +318.9% |
Best year of the journey: Year 8 (+54.2% market move) · Toughest year: Year 13 (-8.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 1 Sept 2006 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.