₹25,000 Monthly SIP in Quantum Value Fund for 20 Years
If you had started a ₹25,000/month SIP on 1 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 241 installments.
You invested
₹60,25,000
241 installments
Value today
₹2,52,36,866
1 Sept 2026
Absolute gain
+₹1,92,11,866
+318.9%
XIRR (annualised)
12.76%
money-weighted
The journey, month by month
Worst fall on the way
-38.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,42,48,056
Modelled at historical FD rates. The fund beat FD by ₹1,09,88,810.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹3,25,000 | ₹3,56,809 | +9.8% |
| Year 2 (1 Sept 2008) | ₹6,25,000 | ₹6,26,866 | +0.3% |
| Year 3 (1 Sept 2009) | ₹9,25,000 | ₹11,79,244 | +27.5% |
| Year 4 (1 Sept 2010) | ₹12,25,000 | ₹20,12,373 | +64.3% |
| Year 5 (2 Sept 2011) | ₹15,25,000 | ₹21,48,293 | +40.9% |
| Year 6 (3 Sept 2012) | ₹18,25,000 | ₹26,53,332 | +45.4% |
| Year 7 (2 Sept 2013) | ₹21,25,000 | ₹30,71,022 | +44.5% |
| Year 8 (1 Sept 2014) | ₹24,25,000 | ₹51,96,491 | +114.3% |
| Year 9 (1 Sept 2015) | ₹27,25,000 | ₹53,64,536 | +96.9% |
| Year 10 (1 Sept 2016) | ₹30,25,000 | ₹72,13,102 | +138.4% |
| Year 11 (1 Sept 2017) | ₹33,25,000 | ₹83,21,006 | +150.3% |
| Year 12 (3 Sept 2018) | ₹36,25,000 | ₹93,94,341 | +159.2% |
| Year 13 (3 Sept 2019) | ₹39,25,000 | ₹88,71,807 | +126% |
| Year 14 (1 Sept 2020) | ₹42,25,000 | ₹89,55,151 | +112% |
| Year 15 (1 Sept 2021) | ₹45,25,000 | ₹1,42,39,174 | +214.7% |
| Year 16 (1 Sept 2022) | ₹48,25,000 | ₹1,50,48,694 | +211.9% |
| Year 17 (1 Sept 2023) | ₹51,25,000 | ₹1,77,70,090 | +246.7% |
| Year 18 (2 Sept 2024) | ₹54,25,000 | ₹2,60,24,690 | +379.7% |
| Year 19 (1 Sept 2025) | ₹57,25,000 | ₹2,58,91,496 | +352.3% |
| Year 20 (1 Sept 2026) | ₹60,25,000 | ₹2,52,36,866 | +318.9% |
Best year of the journey: Year 8 (+54.2% market move) · Toughest year: Year 13 (-8.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 1 Sept 2006 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.