₹25,000 Monthly SIP in Quantum Value Fund for 10 Years
If you had started a ₹25,000/month SIP on 1 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹55,39,741
1 Sept 2026
Absolute gain
+₹25,14,741
+83.1%
XIRR (annualised)
11.71%
money-weighted
The journey, month by month
Worst fall on the way
-34.3%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹41,96,981
Modelled at historical FD rates. The fund beat FD by ₹13,42,760.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (1 Sept 2017) | ₹3,25,000 | ₹3,47,465 | +6.9% |
| Year 2 (3 Sept 2018) | ₹6,25,000 | ₹6,93,366 | +10.9% |
| Year 3 (3 Sept 2019) | ₹9,25,000 | ₹9,15,511 | -1% |
| Year 4 (1 Sept 2020) | ₹12,25,000 | ₹12,07,364 | -1.4% |
| Year 5 (1 Sept 2021) | ₹15,25,000 | ₹22,30,261 | +46.2% |
| Year 6 (1 Sept 2022) | ₹18,25,000 | ₹26,19,626 | +43.5% |
| Year 7 (1 Sept 2023) | ₹21,25,000 | ₹33,67,234 | +58.5% |
| Year 8 (2 Sept 2024) | ₹24,25,000 | ₹52,25,442 | +115.5% |
| Year 9 (1 Sept 2025) | ₹27,25,000 | ₹54,43,422 | +99.8% |
| Year 10 (1 Sept 2026) | ₹30,25,000 | ₹55,39,741 | +83.1% |
Best year of the journey: Year 5 (+48% market move) · Toughest year: Year 3 (-7.8%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 1 Sept 2016 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.