₹25,000 Monthly SIP in Quantum Value Fund for 15 Years
If you had started a ₹25,000/month SIP on 2 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,21,59,877
1 Sept 2026
Absolute gain
+₹76,34,877
+168.7%
XIRR (annualised)
12.23%
money-weighted
The journey, month by month
Worst fall on the way
-36.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹83,77,672
Modelled at historical FD rates. The fund beat FD by ₹37,82,205.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹3,25,000 | ₹3,40,608 | +4.8% |
| Year 2 (2 Sept 2013) | ₹6,25,000 | ₹6,42,766 | +2.8% |
| Year 3 (1 Sept 2014) | ₹9,25,000 | ₹13,83,930 | +49.6% |
| Year 4 (1 Sept 2015) | ₹12,25,000 | ₹16,35,242 | +33.5% |
| Year 5 (1 Sept 2016) | ₹15,25,000 | ₹24,40,897 | +60.1% |
| Year 6 (1 Sept 2017) | ₹18,25,000 | ₹30,27,345 | +65.9% |
| Year 7 (3 Sept 2018) | ₹21,25,000 | ₹36,17,734 | +70.2% |
| Year 8 (3 Sept 2019) | ₹24,25,000 | ₹35,89,595 | +48% |
| Year 9 (1 Sept 2020) | ₹27,25,000 | ₹38,11,369 | +39.9% |
| Year 10 (1 Sept 2021) | ₹30,25,000 | ₹62,66,416 | +107.2% |
| Year 11 (1 Sept 2022) | ₹33,25,000 | ₹67,96,994 | +104.4% |
| Year 12 (1 Sept 2023) | ₹36,25,000 | ₹82,07,985 | +126.4% |
| Year 13 (2 Sept 2024) | ₹39,25,000 | ₹1,22,15,998 | +211.2% |
| Year 14 (1 Sept 2025) | ₹42,25,000 | ₹1,23,15,950 | +191.5% |
| Year 15 (1 Sept 2026) | ₹45,25,000 | ₹1,21,59,877 | +168.7% |
Best year of the journey: Year 10 (+52.4% market move) · Toughest year: Year 8 (-8.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 2 Sept 2011 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.