₹25,000 Monthly SIP in Quantum Value Fund for 15 Years
If you had started a ₹25,000/month SIP on 4 Jul 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 181 installments.
You invested
₹45,25,000
181 installments
Value today
₹1,23,88,737
3 Jul 2026
Absolute gain
+₹78,63,737
+173.8%
XIRR (annualised)
12.45%
money-weighted
The journey, month by month
Worst fall on the way
-36.5%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
7
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹84,11,534
Modelled at historical FD rates. The fund beat FD by ₹39,77,203.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Jul 2012) | ₹3,25,000 | ₹3,43,067 | +5.6% |
| Year 2 (3 Jul 2013) | ₹6,25,000 | ₹6,66,559 | +6.6% |
| Year 3 (3 Jul 2014) | ₹9,25,000 | ₹13,67,067 | +47.8% |
| Year 4 (3 Jul 2015) | ₹12,25,000 | ₹18,19,668 | +48.5% |
| Year 5 (4 Jul 2016) | ₹15,25,000 | ₹23,32,093 | +52.9% |
| Year 6 (3 Jul 2017) | ₹18,25,000 | ₹30,00,237 | +64.4% |
| Year 7 (3 Jul 2018) | ₹21,25,000 | ₹34,96,772 | +64.6% |
| Year 8 (3 Jul 2019) | ₹24,25,000 | ₹40,36,121 | +66.4% |
| Year 9 (3 Jul 2020) | ₹27,25,000 | ₹35,60,107 | +30.6% |
| Year 10 (5 Jul 2021) | ₹30,25,000 | ₹60,99,449 | +101.6% |
| Year 11 (4 Jul 2022) | ₹33,25,000 | ₹62,72,379 | +88.6% |
| Year 12 (3 Jul 2023) | ₹36,25,000 | ₹80,29,705 | +121.5% |
| Year 13 (3 Jul 2024) | ₹39,25,000 | ₹1,18,68,750 | +202.4% |
| Year 14 (3 Jul 2025) | ₹42,25,000 | ₹1,27,32,835 | +201.4% |
| Year 15 (3 Jul 2026) | ₹45,25,000 | ₹1,23,88,737 | +173.8% |
Best year of the journey: Year 10 (+58% market move) · Toughest year: Year 9 (-17.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 4 Jul 2011 and 3 Jul 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.