₹5,000 Monthly SIP in Quantum Value Fund for 15 Years
If you had started a ₹5,000/month SIP on 2 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 181 installments.
You invested
₹9,05,000
181 installments
Value today
₹24,31,975
1 Sept 2026
Absolute gain
+₹15,26,975
+168.7%
XIRR (annualised)
12.23%
money-weighted
The journey, month by month
Worst fall on the way
-36.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,75,534
Modelled at historical FD rates. The fund beat FD by ₹7,56,441.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹65,000 | ₹68,122 | +4.8% |
| Year 2 (2 Sept 2013) | ₹1,25,000 | ₹1,28,553 | +2.8% |
| Year 3 (1 Sept 2014) | ₹1,85,000 | ₹2,76,786 | +49.6% |
| Year 4 (1 Sept 2015) | ₹2,45,000 | ₹3,27,048 | +33.5% |
| Year 5 (1 Sept 2016) | ₹3,05,000 | ₹4,88,179 | +60.1% |
| Year 6 (1 Sept 2017) | ₹3,65,000 | ₹6,05,469 | +65.9% |
| Year 7 (3 Sept 2018) | ₹4,25,000 | ₹7,23,547 | +70.2% |
| Year 8 (3 Sept 2019) | ₹4,85,000 | ₹7,17,919 | +48% |
| Year 9 (1 Sept 2020) | ₹5,45,000 | ₹7,62,274 | +39.9% |
| Year 10 (1 Sept 2021) | ₹6,05,000 | ₹12,53,283 | +107.2% |
| Year 11 (1 Sept 2022) | ₹6,65,000 | ₹13,59,399 | +104.4% |
| Year 12 (1 Sept 2023) | ₹7,25,000 | ₹16,41,597 | +126.4% |
| Year 13 (2 Sept 2024) | ₹7,85,000 | ₹24,43,200 | +211.2% |
| Year 14 (1 Sept 2025) | ₹8,45,000 | ₹24,63,190 | +191.5% |
| Year 15 (1 Sept 2026) | ₹9,05,000 | ₹24,31,975 | +168.7% |
Best year of the journey: Year 10 (+52.4% market move) · Toughest year: Year 8 (-8.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 2 Sept 2011 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.
