₹5,000 Monthly SIP in Quantum Value Fund for 20 Years
If you had started a ₹5,000/month SIP on 1 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 241 installments.
You invested
₹12,05,000
241 installments
Value today
₹50,47,373
1 Sept 2026
Absolute gain
+₹38,42,373
+318.9%
XIRR (annualised)
12.76%
money-weighted
The journey, month by month
Worst fall on the way
-38.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹28,49,611
Modelled at historical FD rates. The fund beat FD by ₹21,97,762.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹65,000 | ₹71,362 | +9.8% |
| Year 2 (1 Sept 2008) | ₹1,25,000 | ₹1,25,373 | +0.3% |
| Year 3 (1 Sept 2009) | ₹1,85,000 | ₹2,35,849 | +27.5% |
| Year 4 (1 Sept 2010) | ₹2,45,000 | ₹4,02,475 | +64.3% |
| Year 5 (2 Sept 2011) | ₹3,05,000 | ₹4,29,659 | +40.9% |
| Year 6 (3 Sept 2012) | ₹3,65,000 | ₹5,30,666 | +45.4% |
| Year 7 (2 Sept 2013) | ₹4,25,000 | ₹6,14,204 | +44.5% |
| Year 8 (1 Sept 2014) | ₹4,85,000 | ₹10,39,298 | +114.3% |
| Year 9 (1 Sept 2015) | ₹5,45,000 | ₹10,72,907 | +96.9% |
| Year 10 (1 Sept 2016) | ₹6,05,000 | ₹14,42,620 | +138.4% |
| Year 11 (1 Sept 2017) | ₹6,65,000 | ₹16,64,201 | +150.3% |
| Year 12 (3 Sept 2018) | ₹7,25,000 | ₹18,78,868 | +159.2% |
| Year 13 (3 Sept 2019) | ₹7,85,000 | ₹17,74,361 | +126% |
| Year 14 (1 Sept 2020) | ₹8,45,000 | ₹17,91,030 | +112% |
| Year 15 (1 Sept 2021) | ₹9,05,000 | ₹28,47,835 | +214.7% |
| Year 16 (1 Sept 2022) | ₹9,65,000 | ₹30,09,739 | +211.9% |
| Year 17 (1 Sept 2023) | ₹10,25,000 | ₹35,54,018 | +246.7% |
| Year 18 (2 Sept 2024) | ₹10,85,000 | ₹52,04,938 | +379.7% |
| Year 19 (1 Sept 2025) | ₹11,45,000 | ₹51,78,299 | +352.3% |
| Year 20 (1 Sept 2026) | ₹12,05,000 | ₹50,47,373 | +318.9% |
Best year of the journey: Year 8 (+54.2% market move) · Toughest year: Year 13 (-8.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 1 Sept 2006 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.