₹10,000 Monthly SIP in Quantum Value Fund for 20 Years
If you had started a ₹10,000/month SIP on 1 Sept 2006 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 241 installments.
You invested
₹24,10,000
241 installments
Value today
₹1,00,94,746
1 Sept 2026
Absolute gain
+₹76,84,746
+318.9%
XIRR (annualised)
12.76%
money-weighted
The journey, month by month
Worst fall on the way
-38.6%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
14
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹56,99,222
Modelled at historical FD rates. The fund beat FD by ₹43,95,524.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2007) | ₹1,30,000 | ₹1,42,724 | +9.8% |
| Year 2 (1 Sept 2008) | ₹2,50,000 | ₹2,50,747 | +0.3% |
| Year 3 (1 Sept 2009) | ₹3,70,000 | ₹4,71,698 | +27.5% |
| Year 4 (1 Sept 2010) | ₹4,90,000 | ₹8,04,949 | +64.3% |
| Year 5 (2 Sept 2011) | ₹6,10,000 | ₹8,59,317 | +40.9% |
| Year 6 (3 Sept 2012) | ₹7,30,000 | ₹10,61,333 | +45.4% |
| Year 7 (2 Sept 2013) | ₹8,50,000 | ₹12,28,409 | +44.5% |
| Year 8 (1 Sept 2014) | ₹9,70,000 | ₹20,78,596 | +114.3% |
| Year 9 (1 Sept 2015) | ₹10,90,000 | ₹21,45,815 | +96.9% |
| Year 10 (1 Sept 2016) | ₹12,10,000 | ₹28,85,241 | +138.4% |
| Year 11 (1 Sept 2017) | ₹13,30,000 | ₹33,28,403 | +150.3% |
| Year 12 (3 Sept 2018) | ₹14,50,000 | ₹37,57,736 | +159.2% |
| Year 13 (3 Sept 2019) | ₹15,70,000 | ₹35,48,723 | +126% |
| Year 14 (1 Sept 2020) | ₹16,90,000 | ₹35,82,060 | +112% |
| Year 15 (1 Sept 2021) | ₹18,10,000 | ₹56,95,669 | +214.7% |
| Year 16 (1 Sept 2022) | ₹19,30,000 | ₹60,19,478 | +211.9% |
| Year 17 (1 Sept 2023) | ₹20,50,000 | ₹71,08,036 | +246.7% |
| Year 18 (2 Sept 2024) | ₹21,70,000 | ₹1,04,09,876 | +379.7% |
| Year 19 (1 Sept 2025) | ₹22,90,000 | ₹1,03,56,598 | +352.3% |
| Year 20 (1 Sept 2026) | ₹24,10,000 | ₹1,00,94,746 | +318.9% |
Best year of the journey: Year 8 (+54.2% market move) · Toughest year: Year 13 (-8.5%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 1 Sept 2006 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.