₹10,000 Monthly SIP in Quantum Value Fund for 15 Years
If you had started a ₹10,000/month SIP on 2 Sept 2011 and never stopped — through every crash and rally — here is exactly what happened, using Quantum Value Fund's actual NAV for all 181 installments.
You invested
₹18,10,000
181 installments
Value today
₹48,63,951
1 Sept 2026
Absolute gain
+₹30,53,951
+168.7%
XIRR (annualised)
12.23%
money-weighted
The journey, month by month
Worst fall on the way
-36.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
6
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹33,51,069
Modelled at historical FD rates. The fund beat FD by ₹15,12,882.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (3 Sept 2012) | ₹1,30,000 | ₹1,36,243 | +4.8% |
| Year 2 (2 Sept 2013) | ₹2,50,000 | ₹2,57,106 | +2.8% |
| Year 3 (1 Sept 2014) | ₹3,70,000 | ₹5,53,572 | +49.6% |
| Year 4 (1 Sept 2015) | ₹4,90,000 | ₹6,54,097 | +33.5% |
| Year 5 (1 Sept 2016) | ₹6,10,000 | ₹9,76,359 | +60.1% |
| Year 6 (1 Sept 2017) | ₹7,30,000 | ₹12,10,938 | +65.9% |
| Year 7 (3 Sept 2018) | ₹8,50,000 | ₹14,47,094 | +70.2% |
| Year 8 (3 Sept 2019) | ₹9,70,000 | ₹14,35,838 | +48% |
| Year 9 (1 Sept 2020) | ₹10,90,000 | ₹15,24,547 | +39.9% |
| Year 10 (1 Sept 2021) | ₹12,10,000 | ₹25,06,566 | +107.2% |
| Year 11 (1 Sept 2022) | ₹13,30,000 | ₹27,18,797 | +104.4% |
| Year 12 (1 Sept 2023) | ₹14,50,000 | ₹32,83,194 | +126.4% |
| Year 13 (2 Sept 2024) | ₹15,70,000 | ₹48,86,399 | +211.2% |
| Year 14 (1 Sept 2025) | ₹16,90,000 | ₹49,26,380 | +191.5% |
| Year 15 (1 Sept 2026) | ₹18,10,000 | ₹48,63,951 | +168.7% |
Best year of the journey: Year 10 (+52.4% market move) · Toughest year: Year 8 (-8.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Same SIP in other Value / Contra funds
Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Quantum Value Fund's published NAV (source: AMFI) between 2 Sept 2011 and 1 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.