₹5,000 Monthly SIP in SBI INFRASTRUCTURE FUND for 10 Years
If you had started a ₹5,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI INFRASTRUCTURE FUND's actual NAV for all 121 installments.
You invested
₹6,05,000
121 installments
Value today
₹14,29,562
7 Oct 2026
Absolute gain
+₹8,24,562
+136.3%
XIRR (annualised)
16.45%
money-weighted
The journey, month by month
Worst fall on the way
-36.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹8,39,684
Modelled at historical FD rates. The fund beat FD by ₹5,89,878.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹65,000 | ₹68,960 | +6.1% |
| Year 2 (8 Oct 2018) | ₹1,25,000 | ₹1,12,717 | -9.8% |
| Year 3 (7 Oct 2019) | ₹1,85,000 | ₹1,90,147 | +2.8% |
| Year 4 (7 Oct 2020) | ₹2,45,000 | ₹2,49,763 | +1.9% |
| Year 5 (7 Oct 2021) | ₹3,05,000 | ₹5,09,950 | +67.2% |
| Year 6 (7 Oct 2022) | ₹3,65,000 | ₹6,13,596 | +68.1% |
| Year 7 (9 Oct 2023) | ₹4,25,000 | ₹8,75,120 | +105.9% |
| Year 8 (7 Oct 2024) | ₹4,85,000 | ₹13,85,626 | +185.7% |
| Year 9 (7 Oct 2025) | ₹5,45,000 | ₹13,60,332 | +149.6% |
| Year 10 (7 Oct 2026) | ₹6,05,000 | ₹14,29,562 | +136.3% |
Best year of the journey: Year 5 (+64.6% market move) · Toughest year: Year 2 (-12.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI INFRASTRUCTURE FUND's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.