₹2,000 Monthly SIP in SBI INFRASTRUCTURE FUND for 10 Years
If you had started a ₹2,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI INFRASTRUCTURE FUND's actual NAV for all 121 installments.
You invested
₹2,42,000
121 installments
Value today
₹5,71,825
7 Oct 2026
Absolute gain
+₹3,29,825
+136.3%
XIRR (annualised)
16.45%
money-weighted
The journey, month by month
Worst fall on the way
-36.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹3,35,874
Modelled at historical FD rates. The fund beat FD by ₹2,35,951.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹26,000 | ₹27,584 | +6.1% |
| Year 2 (8 Oct 2018) | ₹50,000 | ₹45,087 | -9.8% |
| Year 3 (7 Oct 2019) | ₹74,000 | ₹76,059 | +2.8% |
| Year 4 (7 Oct 2020) | ₹98,000 | ₹99,905 | +1.9% |
| Year 5 (7 Oct 2021) | ₹1,22,000 | ₹2,03,980 | +67.2% |
| Year 6 (7 Oct 2022) | ₹1,46,000 | ₹2,45,438 | +68.1% |
| Year 7 (9 Oct 2023) | ₹1,70,000 | ₹3,50,048 | +105.9% |
| Year 8 (7 Oct 2024) | ₹1,94,000 | ₹5,54,250 | +185.7% |
| Year 9 (7 Oct 2025) | ₹2,18,000 | ₹5,44,133 | +149.6% |
| Year 10 (7 Oct 2026) | ₹2,42,000 | ₹5,71,825 | +136.3% |
Best year of the journey: Year 5 (+64.6% market move) · Toughest year: Year 2 (-12.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI INFRASTRUCTURE FUND's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.