₹10,000 Monthly SIP in SBI INFRASTRUCTURE FUND for 10 Years
If you had started a ₹10,000/month SIP on 10 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI INFRASTRUCTURE FUND's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹27,90,510
8 Oct 2026
Absolute gain
+₹15,80,510
+130.6%
XIRR (annualised)
15.99%
money-weighted
The journey, month by month
Worst fall on the way
-36.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,79,645
Modelled at historical FD rates. The fund beat FD by ₹11,10,865.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹1,30,000 | ₹1,37,847 | +6% |
| Year 2 (8 Oct 2018) | ₹2,50,000 | ₹2,25,369 | -9.9% |
| Year 3 (9 Oct 2019) | ₹3,70,000 | ₹3,85,551 | +4.2% |
| Year 4 (8 Oct 2020) | ₹4,90,000 | ₹4,96,784 | +1.4% |
| Year 5 (8 Oct 2021) | ₹6,10,000 | ₹10,27,291 | +68.4% |
| Year 6 (10 Oct 2022) | ₹7,30,000 | ₹12,23,375 | +67.6% |
| Year 7 (9 Oct 2023) | ₹8,50,000 | ₹17,50,058 | +105.9% |
| Year 8 (8 Oct 2024) | ₹9,70,000 | ₹28,16,774 | +190.4% |
| Year 9 (8 Oct 2025) | ₹10,90,000 | ₹27,02,538 | +147.9% |
| Year 10 (8 Oct 2026) | ₹12,10,000 | ₹27,90,510 | +130.6% |
Best year of the journey: Year 5 (+66.6% market move) · Toughest year: Year 2 (-12.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI INFRASTRUCTURE FUND's published NAV (source: AMFI) between 10 Oct 2016 and 8 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.