₹1,000 Monthly SIP in SBI INFRASTRUCTURE FUND for 10 Years
If you had started a ₹1,000/month SIP on 7 Oct 2016 and never stopped — through every crash and rally — here is exactly what happened, using SBI INFRASTRUCTURE FUND's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,85,912
7 Oct 2026
Absolute gain
+₹1,64,912
+136.3%
XIRR (annualised)
16.45%
money-weighted
The journey, month by month
Worst fall on the way
-36.7%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
5
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,67,937
Modelled at historical FD rates. The fund beat FD by ₹1,17,975.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (9 Oct 2017) | ₹13,000 | ₹13,792 | +6.1% |
| Year 2 (8 Oct 2018) | ₹25,000 | ₹22,543 | -9.8% |
| Year 3 (7 Oct 2019) | ₹37,000 | ₹38,029 | +2.8% |
| Year 4 (7 Oct 2020) | ₹49,000 | ₹49,953 | +1.9% |
| Year 5 (7 Oct 2021) | ₹61,000 | ₹1,01,990 | +67.2% |
| Year 6 (7 Oct 2022) | ₹73,000 | ₹1,22,719 | +68.1% |
| Year 7 (9 Oct 2023) | ₹85,000 | ₹1,75,024 | +105.9% |
| Year 8 (7 Oct 2024) | ₹97,000 | ₹2,77,125 | +185.7% |
| Year 9 (7 Oct 2025) | ₹1,09,000 | ₹2,72,066 | +149.6% |
| Year 10 (7 Oct 2026) | ₹1,21,000 | ₹2,85,912 | +136.3% |
Best year of the journey: Year 5 (+64.6% market move) · Toughest year: Year 2 (-12.6%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using SBI INFRASTRUCTURE FUND's published NAV (source: AMFI) between 7 Oct 2016 and 7 Oct 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.