₹1,000 Monthly SIP in Tata Digital India Fund for 10 Years
If you had started a ₹1,000/month SIP on 19 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Digital India Fund's actual NAV for all 121 installments.
You invested
₹1,21,000
121 installments
Value today
₹2,68,949
18 Sept 2026
Absolute gain
+₹1,47,949
+122.3%
XIRR (annualised)
15.23%
money-weighted
The journey, month by month
Worst fall on the way
-30.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹1,68,362
Modelled at historical FD rates. The fund beat FD by ₹1,00,587.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹13,000 | ₹13,724 | +5.6% |
| Year 2 (18 Sept 2018) | ₹25,000 | ₹37,607 | +50.4% |
| Year 3 (18 Sept 2019) | ₹37,000 | ₹49,864 | +34.8% |
| Year 4 (18 Sept 2020) | ₹49,000 | ₹78,967 | +61.2% |
| Year 5 (20 Sept 2021) | ₹61,000 | ₹1,74,420 | +185.9% |
| Year 6 (19 Sept 2022) | ₹73,000 | ₹1,54,307 | +111.4% |
| Year 7 (18 Sept 2023) | ₹85,000 | ₹2,07,622 | +144.3% |
| Year 8 (18 Sept 2024) | ₹97,000 | ₹3,10,827 | +220.4% |
| Year 9 (18 Sept 2025) | ₹1,09,000 | ₹3,01,271 | +176.4% |
| Year 10 (18 Sept 2026) | ₹1,21,000 | ₹2,68,949 | +122.3% |
Best year of the journey: Year 5 (+91.7% market move) · Toughest year: Year 6 (-17.2%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Digital India Fund's published NAV (source: AMFI) between 19 Sept 2016 and 18 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.