₹10,000 Monthly SIP in Tata Digital India Fund for 10 Years
If you had started a ₹10,000/month SIP on 16 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Digital India Fund's actual NAV for all 121 installments.
You invested
₹12,10,000
121 installments
Value today
₹26,91,589
16 Sept 2026
Absolute gain
+₹14,81,589
+122.4%
XIRR (annualised)
15.26%
money-weighted
The journey, month by month
Worst fall on the way
-30.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹16,83,052
Modelled at historical FD rates. The fund beat FD by ₹10,08,537.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (18 Sept 2017) | ₹1,30,000 | ₹1,37,268 | +5.6% |
| Year 2 (17 Sept 2018) | ₹2,50,000 | ₹3,80,443 | +52.2% |
| Year 3 (16 Sept 2019) | ₹3,70,000 | ₹4,99,506 | +35% |
| Year 4 (16 Sept 2020) | ₹4,90,000 | ₹7,84,605 | +60.1% |
| Year 5 (16 Sept 2021) | ₹6,10,000 | ₹17,67,677 | +189.8% |
| Year 6 (16 Sept 2022) | ₹7,30,000 | ₹15,40,102 | +111% |
| Year 7 (18 Sept 2023) | ₹8,50,000 | ₹20,76,336 | +144.3% |
| Year 8 (16 Sept 2024) | ₹9,70,000 | ₹31,73,820 | +227.2% |
| Year 9 (16 Sept 2025) | ₹10,90,000 | ₹29,69,707 | +172.5% |
| Year 10 (16 Sept 2026) | ₹12,10,000 | ₹26,91,589 | +122.4% |
Best year of the journey: Year 5 (+95.4% market move) · Toughest year: Year 6 (-18.4%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Digital India Fund's published NAV (source: AMFI) between 16 Sept 2016 and 16 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.