₹25,000 Monthly SIP in Tata Digital India Fund for 10 Years
If you had started a ₹25,000/month SIP on 29 Sept 2016 and never stopped — through every crash and rally — here is exactly what happened, using Tata Digital India Fund's actual NAV for all 121 installments.
You invested
₹30,25,000
121 installments
Value today
₹63,97,407
29 Sept 2026
Absolute gain
+₹33,72,407
+111.5%
XIRR (annualised)
14.23%
money-weighted
The journey, month by month
Worst fall on the way
-30.4%
Deepest drop from peak. This is what you had to sit through.
Corrections survived
4
Falls of 10%+ during the period. Every one recovered.
Same SIP in a fixed deposit
₹42,16,895
Modelled at historical FD rates. The fund beat FD by ₹21,80,512.
Year-by-year progress
| Year | Invested | Value | Overall gain |
|---|---|---|---|
| Year 1 (29 Sept 2017) | ₹3,25,000 | ₹3,37,784 | +3.9% |
| Year 2 (1 Oct 2018) | ₹6,50,000 | ₹9,70,363 | +49.3% |
| Year 3 (30 Sept 2019) | ₹9,25,000 | ₹12,29,947 | +33% |
| Year 4 (29 Sept 2020) | ₹12,25,000 | ₹20,06,897 | +63.8% |
| Year 5 (29 Sept 2021) | ₹15,25,000 | ₹43,69,644 | +186.5% |
| Year 6 (29 Sept 2022) | ₹18,25,000 | ₹38,31,704 | +110% |
| Year 7 (29 Sept 2023) | ₹21,25,000 | ₹50,40,486 | +137.2% |
| Year 8 (30 Sept 2024) | ₹24,25,000 | ₹77,29,696 | +218.8% |
| Year 9 (29 Sept 2025) | ₹27,25,000 | ₹69,91,135 | +156.6% |
| Year 10 (29 Sept 2026) | ₹30,25,000 | ₹63,97,407 | +111.5% |
Best year of the journey: Year 5 (+89.4% market move) · Toughest year: Year 6 (-17.9%)
Wealth Time Machine
Watch this exact journey as a 60-second cinematic replay
Every crash headline, every recovery — with your money in it.
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Past performance does not guarantee future returns. This page shows the historical result of the stated SIP using Tata Digital India Fund's published NAV (source: AMFI) between 29 Sept 2016 and 29 Sept 2026; it is educational research, not investment advice. FD comparison is modelled at historical average FD rates. Mutual fund investments are subject to market risks.